Appraisal services for Wood Ridge and Bergen County homeowners

The top reasons NJ homeowners use Duncan Appraisals:

1. Pre-listing appraisals (whether they're selling the home on their own or using a real estate agent)
2. Challenge a property tax assessment
3. To reduce a mortgage payments by removing PMI
4. To reinstate your Home Equity Line of Credit (or HELOC)
5. Verify a different appraiser's report
6. In the case of a NJ divorce, when real estate needs to be divided
7. Settle an estate in NJ by determining the true market value of property in question

We at Duncan Appraisals understand the unique needs of a homeowner looking for appraisal services. The appraisal process and reporting formats are relatively routine to our business clients like lenders, attorneys, and CPAs. Being a regular consumer that most likely doesn't see an appraisal every day,you will receive extra guidance and explanations through the appraisal process to more fully understand what we do and how we document our findings.

Pre-listing Services/For Sale By Owner

Since you have an emotional attachment to your home, it's often very hard to be objective about it. Our professional appraisers at Duncan Appraisals are objective. We won't just tell you what you want to hear, we will tell you what you need to know. In addition to helping you set a realistic selling price so your house will attract buyers, a professional appraisal is very crucial as a negotiating tool once you have an interested buyer. It gives you something tangible to show your buyer. The appraisal is an independent third party's opinion of your property's value, not just how much you think your home is worth. Interested buyers know that you have an emotional attachment to your home and will be more likely to give credibility to a qualified appraiser's value estimation than yours.

Challenge Tax Assessment

If you live in a local area that is declining or not appreciating as much as other homes close to yours, your local tax assessor may have your home overvalued. That only means you are going to pay more taxes than you should. Since your property assessment may likely go up again in the next period, the quicker you take care of a matter like this, the better. When contesting your property tax assessment, getting an appraisal from Duncan Appraisals is your best weapon.

Field and Desktop Appraisal Review Services

Would you prefer a second opinion without the added expense and delay of waiting for a whole new appraisal? Or do you desire a seasoned professional to double-check your appraisal for accuracy? We can go out and check the subject and comparables in question in a field review. Or, if you need it ASAP, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide a retrospective review of any appraisal you may have had in the past. Even though this is typically requested by banks, you may need to make use of this service if you suspect mortgage fraud related to your house.