Real estate appraisal services for homeowners in the city of Wood Ridge and Bergen County

Here are the top 7 reasons NJ homeowners need Duncan Appraisals:

1. Get a pre-listing appraisal (whether you're using an agent or selling the home on your own)
2. To challenge a NJ property tax assessment
3. To reduce a mortgage payments by removing PMI
4. To reinstate your Home Equity Line of Credit (or HELOC)
5. To review another appraiser's report for verification
6. In the case of a NJ divorce, where property needs to be divided
7. Determine the true market value of property in question to settle an estate in NJ

We at Duncan Appraisals understand the unique needs of a customer looking for appraisal services. While our usual business clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

Pre-listing Services/For Sale By Owner

Since you have an emotional attachment to your own home, it's often very hard to be objective about it. Our professional appraisers at Duncan Appraisals are objective. We won't just tell you what you want to hear, we will tell you what you need to know. A professional appraisal is a very important negotiating tool once you have an interested buyer, in addition to helping you set a realistic price to sell at so your home will attract many interested buyers. It's something tangible to show the buyer. It's an independent third party's opinion of your home's value, and not just you saying how much you think your home is worth. Potential buyers know that you have an emotional attachment to your house and will be far more likely to give credibility to an expert appraiser's value estimation than yours.

Challenge a property tax assessment

Lets say you live in a local area that's declining -- your local tax assessor may have your home overvalued. This means you're going to pay higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the quicker you take care of things like this, the better. Getting an appraisal report from Duncan Appraisals is your #1 weapon when challenging your property tax assessment.

Field and Desktop Appraisal Review Services

Do you need a seasoned appraiser to double-check your appraisal for efficiency, or do you want a second opinion without the added expense and delay of waiting for a whole new appraisal? An appraiser from Duncan Appraisals can go out and check the subject and comparables in question in a field review. If you need it ASAP, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal? Duncan Appraisals can We can assist you. Even though this is typically requested by banks, you may need to employ this service if you suspect mortgage fraud related to your property.